Your retirement paperwork, in clear order.

No. Annuora is an information and document-organisation service only. We do not offer advice on where to invest, how to structure your finances, or what decisions you should make. All of that remains entirely with you and, where you choose, with a qualified professional of your own selection.

The Personal Document Index and Readiness Education Pack are for individuals — typically people in their 40s, 50s, or 60s who want to feel more organised before approaching official retirement processes. The Employer Readiness Briefing is designed for HR departments and organisations wanting to support older staff with factual, consistent information.

The Personal Document Index session is typically completed in half a day. The Readiness Education Pack is self-paced and designed to be read over several days or weeks — there is no fixed schedule. The Employer Readiness Briefing includes planning sessions alongside the material delivery and generally runs over two to three working weeks depending on your organisation's schedule.

Our standard materials are produced in English. We can discuss bilingual formats for employer sessions where a mixed-language workforce is involved — please mention this when you make an enquiry and we will explore what is feasible.

Each price covers the complete service as described — session time, printed or digital materials, and follow-up reference documents. There are no hidden components charged separately. The Employer Readiness Briefing price covers up to one department or staff cohort; larger rollouts can be discussed separately.

It helps to gather whatever retirement-related papers you have already — any provident fund statements, Social Security correspondence, employment records, or similar. We will work through them together. If you are not sure what counts, do not worry — part of the session is helping you identify what is relevant.